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WIN

$5,000
Apply to refinance your loan by
16 June for the chance to win.

AU 18+ only. Ends 11:59 AEST 16/6/26. Limit 1 entry/application. Better Loans Australia Pty Ltd trading as Charter Mortgage & Finance ABN 83 120 448 631 (Australian Credit Licence 385789).T&Cs apply.

Find the Right Home Loan for You

Expert mortgage brokers comparing 38+ lenders to find you the best rates. Free service, fast approvals, and personalised support every step of the way.

38+ Lenders

Access to Australia's leading banks and lenders

Fast Approvals

Pre-approval in as little as 24 hours

No Cost to You

Our service is completely free for borrowers

Expert Advice

Personalised guidance every step of the way

Our Services

Whatever your lending needs, we have the expertise to help you achieve your goals.

Home Loans

Home Loans

Find the perfect home loan with competitive rates from over 38 lenders.

Learn more
Refinancing

Refinancing

Switch to a better deal and potentially save thousands on your mortgage.

Learn more
Investment Loans

Investment Loans

Build your property portfolio with expert guidance and tailored solutions.

Learn more
Commercial Loans

Commercial Loans

Finance for business premises and commercial property investments.

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SMSF Loans

SMSF Loans

Purchase investment property through your Self-Managed Super Fund.

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Equity Line of Credit

Equity Line of Credit

Access your home equity for renovations, investments, or other expenses.

Learn more
Life Insurance & Income Protection

Life Insurance & Income Protection

Protect your family and income with tailored insurance solutions.

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Equipment Finance

Equipment Finance

Finance vehicles, machinery, and business equipment with flexible options.

Learn more

How It Works

Getting the right loan is simple with Better Loans Australia.

Free Consultation
1

Free Consultation

Share your financial situation and what you're looking to achieve.

We Compare Options
2

We Compare Options

We search 38+ lenders to find the best rates and terms for you.

Get Approved
3

Get Approved

We handle the paperwork and liaise with the lender on your behalf.

Settlement
4

Settlement

Move into your new home or enjoy your refinanced savings.

What Our Clients Say

Join thousands of Australians who have found their perfect home loan with us.

Organising of finance has never been so painless since using Larry and his team. The wealth of knowledge, professionalism, and friendly approach combined with the results they achieve - I wouldn't bother going anywhere else!

Gary Crabtree

Gary Crabtree

Managing Director, Alcom Fabrications

He just made it all so easy and got me a far better deal than I could ever have imagined. A great team who complement an efficient but relaxed, laid-back and friendly style. Service that's second-to-none.

Conrad Crisafulli

Conrad Crisafulli

Venture Capitalist & Property Investor

Broad knowledge of the finance market, extensive banking networks and tireless work ethic takes the stress out of financing. Always prepared to go above and beyond the call of duty. A first class recommendation!

Troy Pickard

Troy Pickard

Mayor, City of Joondalup

For a number of years Charter has organised both personal and company investment and every time achieved the lowest interest rate and quickest approval time - we thoroughly recommend them!

Darryl Flaherty

Darryl Flaherty

Managing Director, LJ Hooker Joondalup

Always ready to offer advice and assistance with financing and best of all follows up and keeps you informed every step of the way!

Michael Harrold

Michael Harrold

Director, Sigma Business Sales

It's great working with someone so professional and competent. Whenever we have members that we are having difficulty obtaining finance for, I refer them to do their magic!

Bryn Campbell

Bryn Campbell

National Manager, The Investors Club

Ready to Find Your Perfect Loan?

Get a free, no-obligation quote today and see how much you could save.

$2B+

Loans Settled

1,000+

Happy Customers

4.9/5

Google Rating

38+

Lender Partners