Life Insurance & Income Protection
Your mortgage is likely your biggest financial commitment. Make sure it's protected. We help you find the right cover to protect your family, your income, and your home.
1 in 2
Australians will get cancer
64%
of Australians are underinsured
$1.2M
Average life insurance gap
90 days
Average savings last without income
Protection Products We Offer
We compare policies from Australia's leading insurers to find the right cover at the best price.
Protect your family's financial future with a lump sum payment if you pass away or are diagnosed with a terminal illness.
- Lump sum payment to beneficiaries
- Cover funeral costs and debts
- Replace lost income for your family
- Optional trauma cover add-on
Replace up to 75% of your income if you're unable to work due to illness or injury.
- Monthly benefit payments
- Cover up to 75% of income
- Choose your waiting period
- Benefit periods up to age 65
Receive a lump sum payment if you're diagnosed with a specified critical illness or medical condition.
- Covers cancer, heart attack, stroke
- Lump sum for treatment costs
- Focus on recovery, not finances
- Stand-alone or bundled options
Financial protection if you become totally and permanently disabled and can never work again.
- Lump sum TPD payment
- Pay off mortgage and debts
- Fund home modifications
- Ongoing care costs covered
Why You Need Protection
Life is unpredictable. The right insurance ensures your family is protected no matter what happens.
Protect Your Family
Ensure your loved ones can maintain their lifestyle and stay in the family home if something happens to you.
Cover Your Mortgage
Don't leave your family with a mortgage they can't afford. Insurance can pay off your home loan.
Replace Lost Income
If you can't work, income protection ensures the bills keep getting paid while you focus on recovery.
Peace of Mind
Know that no matter what life throws at you, your family's financial security is protected.
Don't Leave Your Family With a Mortgage They Can't Afford
If you have a mortgage, you need life insurance. It's that simple. A life insurance policy can pay off your home loan, ensuring your family can stay in their home even if you're no longer around.
- Cover matched to your mortgage balance
- Premiums from as little as $20/week
- We compare 10+ insurers for best value
Free Review
We'll review your existing cover at no cost and show you if you could get better value.
Book Free ReviewGet a Free Insurance Quote
Fill out the form and one of our insurance specialists will be in touch within 24 hours to discuss your protection needs.
Call Us
1300 BETTER (1300 238 837)
Email Us
insurance@betterloans.com.au
Response Time
Within 24 hours, often same day